Cost of Living in Highlands Ranch
Amenity-focused master-planned community
Housing
Housing Market
- Median Home Price
- $675K–$703K
- Data Year
- 2026
Taxes
Tax Rates
- Property Tax Rate
- ~0.52%–0.63% effective (Douglas County)
- Sales Tax Rate
- 5.0% minimum (state 2.9% + county 1% + no local city tax — unincorporated)
- Vehicle Registration
- Standard Colorado
- State Income Tax Impact
- 4.4% flat
- Cost of Living vs National
- ~44% above national average
Utilities
Monthly Costs
- Water Provider
- Highlands Ranch Water
- Electric & Gas
- Xcel Energy (electric and gas)
- Internet Providers
- Quantum Fiber (up to 8 Gbps), Comcast/Xfinity
- Trash & Recycling
- Waste Management (residential pickup)
- Snow Removal
- Metro district and HRCA manage community roads
Income
Income & Cost Context
- Cost of Living Index
- 143.6 (national avg = 100)
- Avg Childcare Cost
- $1,300–$1,600
Common Questions
FAQ — Highlands Ranch
What is the median home price in Highlands Ranch?
As of 2026, the median home price in Highlands Ranch is approximately $675K–$703K, with premium properties reaching $800K–$860K. Pricing reflects the community’s extensive amenities, top-rated schools, and proximity to DTC.
What is the cost of living in Highlands Ranch?
Highlands Ranch’s cost of living index is approximately 143.6 (national average = 100), or about 44% above the national average. The effective property tax rate is roughly 0.52%–0.63% (Douglas County). As an unincorporated community, the base sales tax is 5.0% (state 2.9% + county 1% with no city tax). Colorado has a flat 4.4% state income tax.